A fortress for your payments

Every layer of defense, held in one tower.

Fraud, chargebacks and identity — one platform across every checkout, every dispute, every shopper. Built for merchants who can’t afford to lose either the sale or the fight.

Schedule a demo
01
Block
Stop card fraud, fake accounts and refund abuse at checkout.
02
Recover
Fight disputes you'll win. Skip the rest. Protect your ratios.
03
Trust
Verify real shoppers in milliseconds. Without killing conversion.
The Platform

Every checkout, every dispute.
One control tower.

Built for the merchants who can't afford to lose either the sale or the fight. Drop it in front of Shopify, Stripe, Adyen or your own stack — same platform, same playbook.

001

One pass through checkout.

Risk scoring, identity checks and 3-D Secure routing happen in a single call. Real shoppers don't notice. Fraudsters don't get through. No second cart, no extra friction.

002

Every signal, remembered.

The device that signed up six months ago is the same one filing the chargeback today — and the platform knows it. Order history, refund patterns, return abuse, dispute outcomes. All in one customer view.

003

Plug into your stack in an afternoon.

One JavaScript tag at checkout. One webhook for disputes. One dashboard for the ops team. Native connectors for Shopify, WooCommerce, Magento, BigCommerce. No re-platforming required.

Why Chargetower

Hold the line
at checkout.

—

Block fraud, not buyers.

We approve the real shoppers your fraud rules used to reject. Lift conversion 4–9% without raising your loss rate.

—

One platform. Ten vendors retired.

Stop paying for a fraud tool, a chargeback service, a KYC vendor, an AML screen and a dispute manager. One contract, one bill, one team to call.

—

Built for the ops team. Loved by finance.

Live dashboards your fraud analyst actually opens. Monthly reports your CFO actually reads. No engineering ticket required to change a rule.

Explore the products

Three defenses.
One wall.

01 / Fraud Prevention

Approve the right carts. Block the rest.

Stolen cards. Promo stackers. Account takeovers. Bot-driven sneaker drops. Score every transaction in under 100ms with device fingerprinting, velocity checks and behavioural signals — tuned to your category, not someone else's.

  • Sub-100ms transaction scoring
  • Device, IP, email & behavioural signals
  • Custom rules without engineering tickets
  • 3-D Secure 2 routing & exemptions
Explore Fraud Prevention
02 / Chargeback Management

Get the revenue back. Without the busywork.

Auto-assembled evidence packs. Issuer-tuned representments. Deadlines never missed. Pulls from your order data, delivery confirmations, IP logs, login history — everything the bank needs to see, formatted exactly the way they want to see it.

  • Auto-evidence from 500+ data sources
  • Visa RDR & Mastercard Ethoca enrolled
  • Chargeback ratio early-warning alerts
  • Refund & return abuse detection
Explore Chargeback Management
03 / Identity & KYC

Verify when it matters. Not before.

Most shoppers shouldn't see a single ID prompt. The 2% you can't read should see one before the order ships. Risk-led step-up: doc check, biometric match, AML screening — triggered only when the signals say so, not on every checkout.

  • Step-up only on suspicious orders
  • Document + biometric in one flow
  • Sanctions & PEP screening
  • High-ticket & subscription onboarding
Explore Identity & KYC

Approve more.
Lose less.
Sleep at night.

Less fraud. Higher conversion. Fewer vendor invoices. One control tower for every order, every dispute, every shopper.

Schedule a demo
Hold the line at checkout.